To support Australian Apprentices to meet everyday costs while they undertake their training, eligible apprentices will be able to apply for Australian Apprenticeship Support Loans. These loans provide up to $25,983 (for 2025-26) in total and are paid monthly in arrears.
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Australian Apprenticeship Support Loans (AASL) are available to eligible apprentices to assist with everyday costs while completing their apprenticeship.
Apprentices will not have to repay the loans until they are earning an income above the minimum repayment threshold ($67,000 for 2025-26). Indexation of your loan will be capped at the lower of the Wage Price Index or the Consumer Price Index.
Apprentices who successfully complete their apprenticeship will receive a 20% discount on their loan amount.
The Australian Government has passed legislation to reduce all student and training support debt. Australian Apprentices with an outstanding debt as at 1 June 2025 will have a one-off 20% reduction applied to their student debt. The Australian Tax Office (ATO) has backdated these changes to 1 June 2025 before the annual indexation was applied. This means indexation will only be applied to the lower debt amount.
The Australian Government has also introduced a ‘marginal repayment system’ where compulsory repayments are calculated only on income above the minimum repayment
Program Guidelines
Australian Apprenticeship Support Loan Guidelines
Legislation
The Australian Apprenticeship Support Loans programme is governed by the Australian Apprenticeship Support Loans Act 2014, as well as two legislative instruments.
- Australian Apprenticeship Support Loans Act 2014
- Australian Apprenticeship Support Loans Rules 2023
- Australian Apprenticeship Support Loans Determination 2023
Priority occupations and qualifications
The following list provides the occupations and qualifications for which skilled persons are a priority. Australian Apprentices undertaking training in one of these qualifications may be eligible to receive Australian Apprenticeship Support Loans.
More information on support for apprentices and employers
For more information on support programs and financial help for apprentices and employers, visit the Australian Apprenticeships website.