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VET Student Loans only covers approved courses. These are courses at diploma level or above that meet industry needs and employment outcomes. Courses must be listed on the VET Student Loans (Courses and Loan Caps) Determination 2016 (the Determination).
The approved courses list changes depending on current industry requirements, meaning that courses can be superseded and replaced [part 17].
16.1 - List of approved courses
The Determination shows:
- all courses that are approved for VET Student Loans
- the maximum loan amount (loan caps [part 35]) for those courses
The loan cap amounts are indexed annually and can be found in VET Student Loans course caps indexed amounts (providers).
The Determination is generally updated annually. The VET Student Loans 2025 Course List and Loan Caps provides a summary of the changes to the course list and loan caps. The annual refreshed list includes courses that replace courses that were on the Determination but that have been superseded.
16.2 - Courses you’re approved to deliver
You can apply to offer courses [part 12] listed in the Determination that are within your RTO scope of registration.
There are 3 Schedules to the Determination:
- Schedule 1 sets out the approved VSL courses in 3 parts and loan caps for those courses in each part.
- Schedule 2 sets out the approved courses in the Aviation Training Package and the loan caps for those courses.
- Schedule 3 lists the approved courses for specific providers and the loan caps for those courses.
Courses listed in Schedule 3 of the Determination under ‘Schedule 3 – Approved courses for specified providers’ are limited to specified providers. There’s a separate application process to request to add a course under Schedule 3 of the Determination.