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New maximum loan caps for the 2026 academic year
The indexed 2025 VET Student Loans (VSL) maximum course loan cap amounts have been finalised. These will apply to all units of study (new and continuing VSL students) with a census day of 1 January 2026 or later.
We have updated VSL course caps indexed amounts (for providers) and VSL course caps indexed amounts (for students) which provide details about the new loan cap amounts and how they apply to VSL.
The calculated indexed maximum loan cap amounts for 2026 for VSLs are:
- Band 1 (Part 1, Schedule 1) – $6,428
- Band 2 (Part 2, Schedule 1) – $12,858
- Band 3 (Part 3, Schedule 1) – $19,290
- Specific (Schedule 2) – $96,467
If you are planning to adjust your tuition fees for 2026, including increases to reflect the indexed amounts, you must publish the new tuition fee schedule on your website.
You must ensure that tuition fees charged to students align with fees prescribed in the issued Statements of Covered Fees and Fee Notices. The tuition fees must not exceed the maximum tuition fees specified in a student’s eCAF VET Student Loan application.
You must discuss and agree to any changes to a continuing student’s VSL amount with the student and issue new Statements and Notices as required.