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You need to follow the right processes if you’re changing your course or your course provider.
22.1 - Changing your course
If you’ve applied for a VET Student Loan but decide to change your course, you’ll need to reapply for a VET Student Loan for your new course.
If you change your course:
- withdraw (part 19) from any course you have enrolled in and don’t want to continue, and
- complete a new eCAF (part 17) for your new course.
You’ll need to make sure you withdraw by the census day (part 15), so you don’t incur a VET Student Loan debt for the course you no longer want to do. Withdrawal does not happen automatically when you transfer to a new course or stop attending classes.
Remember, even if you change your course, you will still have a VET Student Loan debt for any census days that have passed.
22.2 - Changing your course provider
If you’ve applied for a VET Student Loan but decide to change to a different course provider, you’ll need to reapply for a VET Student Loan with your new course provider.
If you change your course provider:
- withdraw (part 19) from any course you have enrolled in with your previous provider and don’t want to continue, and
- complete an enrolment and eCAF (part 17) with your new course provider.
You’ll need to make sure you withdraw by the census day (part 15) with your previous provider, so you don’t incur a VET Student Loan debt for that course. Withdrawal does not happen automatically when you transfer to a new course provider or stop attending classes.
Remember, even if you change your course provider, you will still have a VET Student Loan debt for any census days that have passed.
22.3 - Changing your course, or course provider, after census day
If you’ve applied for a VET Student Loan and decide that you want to change your course, or your course provider, you will still have a VET Student Loan debt for any census days you have passed. You will have also reduced your available HELP balance (part 7).
If a census day has passed, this will also mean you have consumed some of the loan cap (part 9) for that course. For example, if the loan cap for your course is $10,000 and you have borrowed $4,000 at your previous course provider, you will only have $6,000 available for you to borrow at your new course provider for that course. You will need to tell your new provider how much you have available.